Before the companies permanently hire an employee, they are given a trial period. During this period, the employment relationship can be terminated by either party at any time without a reason being required.
Both the employee and the company can get an idea of each other during the trial period. This is actually a clever idea, but unfortunately, after the trial period, there is not always a right employment relationship. But if the new employee is taken on, all doors open for him at the same time and a loan after the trial period is possible.
Credit after the trial period
Once the trial period has ended and the employee is taken on, it is a normal employment relationship. Income is secured as long as the employment relationship lasts. Of course, this also affects the relationship between the customer and his bank, because a loan after the trial period has now become possible. Many banks refuse a loan while the employee is still on a trial basis.
Cheap offers of the banks
With a fixed employment contract, the employee is in a different position and can even choose his bank accordingly. This also gives him the opportunity to use the cheap offers of the banks for a loan on the Internet. This was difficult to do during the trial period.
There is one exception, however. A Swiss loan is not possible immediately after the trial period. The banks in Switzerland require that the employment relationship has existed for a long time. Some even insist that the employee has been employed in the company for at least 12 months.
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