Is loan after the trial period possible?

Before the companies permanently hire an employee, they are given a trial period. During this period, the employment relationship can be terminated by either party at any time without a reason being required.

Both the employee and the company can get an idea of ​​each other during the trial period. This is actually a clever idea, but unfortunately, after the trial period, there is not always a right employment relationship. But if the new employee is taken on, all doors open for him at the same time and a loan after the trial period is possible.

Credit after the trial period

Credit after the trial period

Once the trial period has ended and the employee is taken on, it is a normal employment relationship. Income is secured as long as the employment relationship lasts. Of course, this also affects the relationship between the customer and his bank, because a loan after the trial period has now become possible. Many banks refuse a loan while the employee is still on a trial basis.

Cheap offers of the banks

Cheap offers of the banks

With a fixed employment contract, the employee is in a different position and can even choose his bank accordingly. This also gives him the opportunity to use the cheap offers of the banks for a loan on the Internet. This was difficult to do during the trial period.

There is one exception, however. A Swiss loan is not possible immediately after the trial period. The banks in Switzerland require that the employment relationship has existed for a long time. Some even insist that the employee has been employed in the company for at least 12 months.

If you find yourself saying, “I need money NOW!”, trust me. You’re not alone. If your bank account is empty and your credit cards are maxed out, what are you to do? The good news is, there are plenty of ways to get cash in your pocket in the next 24 hours. They may not all be glamorous, but you could rely on these methods in a pinch.

 

We are here to help. Let us hear from you about any financial needs.

Loans for a house: This is what future property owners should pay attention to!

Financing a house is a very big challenge for many private individuals. Financing via equity capital is only possible in very few cases, so that numerous private individuals draw on a loan to finance their house. The financing options for house financing have proven to be very extensive. In addition to the wide range of offers on the market, the different offers and providers, there are also different forms of credit that make a comparison between several offers considerably more difficult. Borrowers who are looking for the best loan offer should inform themselves in advance about the most common loan models and then about the offers of the different loan providers so that the best possible solution can be found.

Saving a lot of money permanently: This is what borrowers should pay attention to when comparing loans

Saving a lot of money permanently: This is what borrowers should pay attention to when comparing loans

When comparing several loan offers for house financing, borrowers should pay particular attention to the interest rates. The borrowing rate proves to be tricky in the case of long-term credit liabilities, since the borrowing rate is only an adjusted form of the interest. Borrowers who want to get a precise overview of the total loan costs in advance should definitely take the effective interest rate into account when making the comparison. The effective interest rate for most loan offers is variable, regardless of the type of loan for home financing. For this reason, the borrower has the opportunity to have a significant impact on the effective interest rate. The creditworthiness plays a special role, especially with a loan for a house. Today’s creditworthiness is measured primarily by two factors.

In addition to monthly income, Credit Bureau information plays an important role. The income should be high if possible and the Credit Bureau information should be positive if you as a borrower want to permanently secure the lowest effective interest rate. However, not only income and Credit Bureau have an enormous impact on the effective interest rate, term and loan amount also play a decisive role. Banks particularly value low risk and low capital commitment when lending to houses. Borrowers who want to call up a low effective interest rate should therefore opt for a short term and a low loan amount. However, you should never lose sight of your own financial situation, especially high rates with short terms ensure that a significantly higher credit default risk is taken.

Home Loan – The borrower has numerous options to choose from

Home Loan - The borrower has numerous options to choose from

Mortgage loan / mortgage loan is a classic form of house financing. A mortgage loan is a long-term loan with all real estate liens secured. The lien allows the bank to satisfy its prospects in the event of a loan default. The bank uses the mortgage as security for the loan. The fact that a lien is noted not only benefits the bank, but the borrower can also benefit from a lower interest rate due to the higher level of credit security. The terms on which a mortgage loan is offered always depend on the professional situation, the property value and the financing requirements. A crucial factor in mortgage loans is always the repayment that the borrower has chosen. It is always advisable to arrange a special repayment for a mortgage loan. In general, the initial repayment should always be more than 1.0%.

Often used for financing: The annuity loan

Often used for financing: The annuity loan

The annuity loan is characterized by the fact that a fixed annuity is paid to the bank. The annuity is made up of interest on the one hand and repayment on the other. The fact that the annuity remains constant can result in a constant liquidity burden. The annuity loan starts with a low repayment and high interest. The repayment increases during the term and the interest rates decrease subsequently.

Anyone who plans a loan for a later date is well advised to use a forward loan as a home finance loan. It is characteristic of the forward loan that the loan amount is not paid out directly, but at a later date. In this way, builders can secure the current interest rate. The best interest rate can then, depending on the requirements, be raised in the first five years of the loan. The concept of the forward loan offers the decisive advantage of security in financial planning, but with this form of house financing there is also the possibility that the interest rate will develop to the detriment of the borrower. If the interest on the loan falls, the borrower must expect higher interest rates. In addition, a premium often has to be paid for the form of financing, so using a forward loan as a loan for the house is always a risky business.

Full mortgage loans and variable loans

Full mortgage loans and variable loans

The repayment loan provides a form of annuity loan that enables the entire loan to be repaid. In most cases, a loan is made with an interest agreement of ten to fifteen years, with a choice of two to three rounds of financing. In the case of a repayment loan, the borrower has the option of renegotiating with the bank after the deadline and, if necessary, also taking out a loan from another bank. However, borrowers with a high steady income can also seek redemption in a round of financing. A variable loan is ideal for risk-loving borrowers. In contrast to other forms of credit, such as the annuity loan, the interest rate is not prescribed for the entire period. By coupling the interest to the Capital Lender, market-like conditions can always be called up and called up here. In the case of a variable loan, the interest rate can change every three months; if the Capital Lender increases, the loan rate for the borrower also increases. If interest rates for refinancing banks decrease, so does the loan interest rate for the borrower.

Attractive combination: loans with grants

Attractive combination: loans with grants

If you want to finance a house with a loan, you can benefit from state funding. The KfW development bank provides subsidies and cheap loans at a nationwide level. KfW promotional loans can be drawn on from numerous house banks and financial service providers. Since there are no own branches, KfW promotional loans are granted through selected partners in special programs.

Secure a loan for a house at the best conditions – save a lot of money with the loan calculator comparison

Secure a loan for a house at the best conditions - save a lot of money with the loan calculator comparison

Borrowers who have decided on a specific form of loan can make a targeted comparison of several loan offers below. The Internet with its numerous financial portals is ideal for comparing several loan offers. Many portals provide loan calculators for use free of charge. The consumer can use the loan calculator to make a comparison with individual details. By taking into account information on the loan amount, term, income, loan collateral and much more. borrowers can quickly and decisively narrow the search. The loan offer with the best conditions can then be selected in a comparison.

Despite the high loan amounts for house financing, numerous banks today also offer the option of online loan application. Online banks and direct providers in particular can often score with unbeatably cheap offers, low interest rates and flexible contractual terms. By choosing an online loan offer, the borrower can not only call up a cheap offer permanently, but also benefit from a simple and uncomplicated application and quick availability.

What happens to a loan?

Not only money but also creditworthiness can be lent in the financial and economic sector. In contrast to money lending, lending does not provide money in the form of a loan or loan from a bank, but the creditworthiness of a credit institution itself. For example, a bank or savings bank provides its customer with a third party, such as a dealer, Suppliers or federal government, available as security. Only when the bank customer is unable to meet his obligations will the bank be asked to pay due to the loan. In the case of a loan, a customer’s bank issues a guarantee or guarantee to a third party. There are four types of loan lending. These are the guarantee credit, the letter of credit, the acceptance credit and the rembours loan.

Loan: guarantee credit

Loan: guarantee credit

The guarantee credit denotes a guarantee or guarantee or other guarantees that a credit institution enters into as a contingent obligation for its bank customers. The term Aval comes from the Italian term Avallo, which means change in the German translation. The guarantee loan is a form of loan. According to Section 1 No. 8 of the German Banking Act (KWG), the guarantee credit is a banking transaction, according to which it is only the responsibility of banks to grant a guarantee credit. A surety loan is also synonymous with a bank guarantee. In exceptional cases, insurance companies may also approve this form of loan.

The guarantee credit establishes a legal relationship between the guarantee lender as the guarantor or guarantor, the guarantee borrower as the debtor and a third party as the creditor and beneficiary of the guarantee credit. The bank is liable as a contingent obligation in the event that the guarantee borrower is unable to perform the service owed to the creditor. However, the bank assumes that the guarantee borrower fulfills its contractual obligation. If the eventuality arises that the debtor or surety borrower cannot pay, the bank must pay the creditor the amount owed. In this situation, the contingent liability becomes a real liability.

Pursuant to Section 774 of the German Civil Code, the claim from the creditor against the debtor is transferred to the guarantee lender as part of the legal assignment. As the guarantee lender, the credit institution is responsible for assessing the liability risk, as is the enforcement of the repayment of the amount of money made by the guarantee borrower. The guarantee credit can consist of a guarantee or a guarantee. The guarantee obligation is ancillary. It is therefore dependent on the existence and extent of the main debt. The guarantee granted by the guarantee lender is regulated by law in sections 765 to 778 of the German Civil Code (BGB) and in paragraphs 349 to 351 of the German Commercial Code (HGB). The guarantee is not accessory and represents an independent obligation independent of the main debt. The guarantee itself is not regulated by law. The guarantee is based on a contractual contract under Section 311 of the German Civil Code, the content of which can be largely defined by the guarantee credit contracting parties themselves in the course of the freedom of contract.

The form of a guarantee loan is based on the respective purpose and scope of action. Bank guarantees can be geared towards short-term, medium-term and long-term terms. In the context of international business, unlimited credit lines are also common. There are different types of guarantee loans. These include, for example, down payment advice, bidding advice, guarantee advice, performance advice, rental advice, process advice, bill of exchange advice and customs guarantees. As a contingent obligation, a guarantee loan expires after implementation of the purpose and return of the issued certificate to the liable bank.

Loan: Letter of credit

Loan: Letter of credit

The letter of credit is a loan in the form of a joint, abstract and conditional promise of payment from the bank of an importer to an exporter. With a letter of credit-compliant document, the bank undertakes to make payment to the respective exporter of goods upon presentation. This form of loan is used in foreign trade. In terms of its characteristics, abstract for the letter of credit means that the credit institution’s promise to pay is legally independent of the basic transaction and occurs independently of the purchase contract. Being a conditional promise to pay means that the promise to pay is tied to conditions that are always documentary.

The purpose of the letter of credit is to serve the interests of buyers and sellers in foreign trade. In this sense, the buyer receives the certainty that he only has to make payment after the goods have arrived and it is documented by the presentation of proper documents. The advantage of the seller is the certainty that he receives his money for the delivery of his goods by presenting the corresponding documents. Letter of credit credits are considered contingent liabilities until the documents are handed over to the importer. The transaction must be based on a purchase contract that contains the terms of payment documentary letter of credit. The letter of credit (importer) places the order with his bank to provide a letter of credit for the respective exporter as beneficiary.

The prerequisite for this is that the importer has sufficient credit or credit lines with his bank. The credit institution then opens the letter of credit in favor of the exporter. The credit institution calls in an advising bank in the country of the exporter for processing. This can be a correspondent bank of the bank or a bank specified by the importer. In the letter of credit, the goods must be defined in terms of type, quantity and packaging, as well as the shipping deadlines, the locations for loading and unloading and the document template. The documents must be specified for the payment of the letter of credit. The credit institution opening the letter of credit undertakes irrevocably to make payment to the exporter, provided that the documentary conditions have been fully met.

Loan: Acceptance loan

Loan: Acceptance loan

The loan in the form of an acceptance loan is characterized by the commitment of a bank to a customer by means of a bill of exchange. The bank accepts a change from their bank customer. The beneficiary must be a creditor of the bank customer. In this form of loan, the credit institution is liable for redeeming a bill of exchange. If the bill of exchange or acceptance credit serves as a means of payment, it can be handed over to a supplier as a means of exchange for the delivered goods. As a loan, it is evidence of the procurement of liquid funds. An accepting credit institution often reserves the right to discount the bill of exchange. The acceptance loan is usually cheaper than other loans. An acceptance credit is only ever made available to companies with a high credit rating. The acceptance credit in foreign trade in the form of a return loan is of great importance. Foreign business partners can often find it difficult to assess the creditworthiness of a domestic entrepreneur. Accepting a bank increases a company’s business reliability and trustworthiness vis-à-vis its foreign partners.

Loan: Rembours loan

Loan: Rembours loan

The rembours loan is in the form of a bill of exchange, a loan and is mainly used in foreign trade transactions overseas. A reimbursement bank accepts a draft (bill of exchange) from an exporter. In return, he receives the security from the respective bank that the goods will be paid for. The bank acceptance is given with the delivery of previously defined documents. The basis is, for example, documents such as bills of lading, insurance certificates, invoices and examination certificates. The Rembours loan is a loan in that the Rembours bank does not normally have to spend its own funds, since the acceptor must ensure that the loan is covered in good time. The Remboursbank undertakes to redeem the draft on the expiry date. The acceptor undertakes to the bank based on the acceptance contract.

Urgent loan changed

 

The loan changed represents a type of financing that allows you to obtain a certain sum in a very short time, which therefore suits those who need it urgently. The ceiling for loans with bills of exchange amounts to a figure ranging from 20 thousand to a maximum of 40 thousand USD. It is very difficult to obtain these figures if you do not have good requirements and guarantees. It is a type of loan that can also be requested online (as early as 2015 it is possible to request them electronically to make them faster ). In 2016, the changed loans became the fastest way to have a loan with promissory notes aimed at all those reported as protested and therefore in turn enrolled in the Crif and also to those who do not have a paycheck.

Characteristics of the urgent exchange loan

Characteristics of the urgent exchange loan

What distinguishes the urgent loan from the others is the speed with which it is disbursed. The timing revolves around 48 hours, wanting to stay wide, but usually this time is shortened. This disbursement of money will be refunded with a bill of exchange that can be paid at a bank. Let’s see together what characterizes the urgent exchange loan:

  • It is a fixed rate loan.
  • The installment of the urgent exchange loan remains fixed for all the financing.
  • Bills of exchange must be repaid monthly.
  • The loan can be requested online.
  • Loans can be applied for up to 120 months.
  • Loan advice is free and without obligation.
  • The loan does not need collateral or guarantees.

The requirements and documents to obtain it

The requirements and documents to obtain it

Those who decide that they need an urgent loan with a loan must first of all have a permanent contract, then be employed or otherwise be retired. It is also necessary to present the two latest arrival payslips, the same story for the CUD together with the identity document or the tax code or health card. The urgent loan changed does not verify the presence of negative reports in the credit databases. Anyone who asks for this kind of loan must be careful to pay the installments on time, since in the case of promissory notes, failure to pay follows the protest.

When you get the go-ahead for the loan request, you can take advantage of the money requested, which will be paid by check or bank transfer; the transfer gives you the opportunity to get the money comfortably as the check will then be paid to your bank. In 2015, the rules changed to simplify the request for the urgent exchange loan; that it is at home, online, or at a bank, it will only be necessary to show the TFR that you own and you will also have the full stipulation on life insurance as a guarantee for the provider and for the same worker. In addition, the loan is also granted to foreigners.

What are the types of loan changed

What are the types of loan changed

The world of changed loans is very varied, we find in fact:

  1. loan changed for protesters.
  2. loan changed without guarantees.
  3. loan changed online.

The urgent loan changed can be the only form of loan that can be obtained in many cases and is often combined with the formula of the assignment of the fifth of the salary, which often replaces the loan changed but that has its own methods of payment same characteristics.

What happens before and after the loan request?

Before a loan is awarded to a consumer, he has to meet various conditions and apply. With enough knowledge, however, these conditions should not be major obstacles.

Find the right bank

Find the right bank

All banks and other agencies offer loans. Therefore, users should think carefully about where they should go for their personal loan. To do this, they should not simply go to the services of the individual banks and apply for a loan anywhere. Each application is included in Credit Bureau’s scoring and is rated as a negative feature by many banks. They only receive the information that a loan request has been received and has not yet been concluded. Therefore, they assume that the loan failed due to negative characteristics on the part of the applicant. It is therefore assumed that other banks did not consider this person to be creditworthy.

This problem is now known to those in charge in the banks. It can therefore be worthwhile for an applicant to address this problem aggressively and explain the reasons behind it. Still, so many loan requests can be a big hurdle before your own loan. Therefore, it makes more sense to get detailed information before actually borrowing, so that only the best individual offers need to be discussed directly. Every reputable credit institution has an extensive website and often interested parties can already find a credit calculator there, in which they can enter their personal terms. In addition, there are more and more websites that compare the individual offers of the big banks. However, the users cannot enter individual data, and in this case only the respective interest rate serves as a comparison feature.

Conditions for a loan

Conditions for a loan

Banks do not give loans to charity, they also want to make money with this business practice. Credit defaults are always a high risk of loss for them, so they want to minimize the likelihood of them. Therefore borrowers must be able to provide collateral. In most cases, this is proof of income and Credit Bureau information. The self-employed or people with negative Credit Bureau entries have considerable difficulties in obtaining a loan. In such cases, many banks also take values ​​other than collateral. So there is almost always the possibility of a surety or property as security, such as insurance or real estate. There are always offers on the Internet that seem to forego security. However, these are almost always dubious and should not be accepted. They are almost always associated with enormous costs and serious consequences for the user.

Important when making a loan request

Important when making a loan request

Your own information when making a loan request can determine important characteristics in your future life and it is therefore extremely important to provide accurate and honest information at this point. The information used should therefore be selected and prepared before the actual request. In this way, the eventual loan can be perfectly adapted to your own requirements and the bank’s later claims remain within the framework that can be individually tailored.

In addition, false information is a reason for every bank to quickly refuse the loan request without further negotiations. Precisely because of Credit Bureau’s scoring, this can have far-reaching consequences. Since the issue of loss or profit in the financial area is also a matter for the banks, they will conduct detailed research and request official documents. As a result, every lie is uncovered quickly and before a possible contract is concluded.

credit Providers

credit Providers

Especially on the Internet or in newspaper advertisements, there are credit intermediaries who promise loans on favorable terms. However, consumers should be very careful with some offers. Some of these services are only there to collect as much data as possible and then sell it. Therefore, users should research carefully before entering their data. With dubious or critical offers, there are often reviews and negative entries from users with the appropriate experience in forums or other sites. But there are also dangers lurking, because such entries were also discovered by the advertising industry.

Criticisms that only turn out to be good or that sound a lot like marketing should therefore not be viewed without criticism. Prompting for a fee before the credit request should put you off immediately. This is not serious or professional and this payment does not mean that a contract will be concluded. Such a fee should not be paid to a credit broker or directly to a bank. However, a credit broker can be useful if a so-called Swiss loan, i.e. a loan from a bank abroad, is to be created. This is particularly interesting for consumers with a negative Credit Bureau entry, because foreign banks do not follow this standard. In return, the interest rates are usually higher and, of course, the credit intermediary also wants his share. A reputable intermediary only requires this when the contract is concluded and in most cases depends on the amount of the loan.

Foreign exchange loan: how to get a loan with bills if you live abroad

Do you live abroad or do you live in certain periods of the year outside the borders of the Italian territory? If the answer is in the affirmative and you are finding a loan that has been changed, you are in the right guide since, in the continuation of the discussion, the various cases concerning the possibility of finding a commercial offer of financing assisted with the subscription and the release of effects are listed and examined. promissory notes in European Community territory, particularly in Switzerland and France.

Loan changed in Switzerland

Loan changed in Switzerland

Many Italians have lived and worked in Switzerland for years and, to meet urgent expenses or to carry out a project, may request the opening of a current account at a bank branch in the Canton of Ticino and the simultaneous subscription of a loan. The alternatives and commercial offers in the Swiss territory reserved for Italians are innumerable and at really interesting economic conditions. On the Capital Lender credit website it is possible to find loans between serious private subjects guaranteed by the subscription and the payment of a currency effect.

Capital Lender offers affordable private loans with a response within 24 hours of the request, commercial offers are available to employees, public workers, private individuals, self-employed workers, freelancers and retirees. The interest rate applied is 7.9%, the maximum disbursable amounts of only 300,000 Swiss francs, approximately 282,000 USD (therefore these are very interesting amounts that are not disbursed on the national territory). The term of the loan changed varies from a minimum of 6 to a maximum of 84 months, the rate is fixed for the entire duration of the loan and no further guarantee is required since the exchange effect acts as a signature credit on an unsecured loan. The request is approved within 24 hours.

Loan changed in France

Loan changed in France

For those residing on the border of Ventimiglia a few kilometers from France, you can apply for a loan to the Best Bank, present for over a century in the Cote d’Azure region, an in-depth experience of French customers and foreign (in particular the Italian and Russian one) offering a wide range of products for residents and non-residents of the Principality of Monaco. Best Bank boasts a solid experience with international customers and offers a complete range of products for individuals and the corporate world.

The Best Bank network, animated by strong and shared values, is committed to the harmonization of solid operational performance and constant care for the collective interest; for those wishing to have information on the commercial offer, please contact the bank branches located in the heart of the Principality of Monaco on Boulevard des Moulins 3-9 and Rue Grimaldi 57.

Loans changed in 24 hours

 

Loans changed in 24 hours is it possible to find them on the credit and banking market? Absolutely yes, the offer has been so varied and expanded in recent times that consumers of credit can benefit from it in terms of reliability, security, speed and convenience of economic conditions. What are fast loans with bills? These are loans that can be obtained in a short time by signing bills of exchange, or debt securities, regularly stamped which perform the function of a payment instrument, guarantee and executive title. For bad payers, protests and foreclosed subjects who cannot find other ways to access the bank credit and financial companies channel, the loan with bills remains the only alternative and the only concrete way to follow in order to be granted a credit to make to meet urgent expenses or to carry out a project.

In 24 hours, is it possible?

In 24 hours, is it possible?

Certainly, with the advent of the economic crisis and with the increasingly urgent nature that characterize the expenses and projects of private individuals and those of the business world, the offer of financial and credit products prepared by banks and financial companies has also due renewed over time with the evolution of personal and financial demand needs. The demand for loans with fast bills has seen an unprecedented increase in recent times and the future potential plays a major role.

The speed and ability to meet an urgency has become a key and strategic factor for credit operators to play the entire game with the credit consumer, trying to convince and satisfy them. Conquering the customer with the speed of being loaned out in less than 24 hours is certainly a strategy of great added value for companies in the credit sector and, at the same time, for the customer it is a surplus and a unique and loyal service.

The customer who receives a loan in 24 hours to meet his urgency or unexpected expense certainly remains satisfied, loyal and will turn, in the future, to the intermediary who has shown to keep his word to make free credit advice available, first-rate, fast, safe and specialized.

How do loans with fast bills work?

How do loans with fast bills work?

In essence, a fast loan with the signing of a promissory note is nothing more than a classic loan guaranteed by this title of credit, governed by the Law of change of the Royal Decree 1669 of 12/14/1933.

By virtue of this guarantee, the lending creditor institution in less than 24 hours after receiving the application from the potential subscriber, is more inclined and willing to grant the loan even if the applicant has had some problems and problems in the past payment or protest (maybe it appears to be registered in the register of bad payers or reported to the Crif as foreclosed or protested). Precisely for this reason, the signing of the promissory note protects the institution providing the financial capital more should the default of a defaulting debtor occur.

The speed in signing this form of loan lies in the fact that the routine checks on the creditworthiness and on the degree of reliability of the applicant are carried out with less severity and rigidity. Often and willingly, even a person deemed non-bankable can access the credit in a very short time, guaranteeing the credit with the signature of the executive title and with further guarantees, possibly required such as the ownership of a real estate property or the subscription of a surety policy.

What time frame does it take?

To answer this question, it is necessary to make a relevant distinction on the types of promissory notes that can be subscribed by an applicant: the first form consists in the signature of a single promissory note that acts as a guarantee for 100% of the loan, the second typology which consists in signing multiple bills of exchange, one for each monthly installment to be repaid. Obviously, in the first case, the time frame for the disbursement of the credit will be faster and more timely given that in the second case, the amortization plan must be approved and customized according to the different personal and financial needs of the subscriber. In practice, it works like a traditional personal loan, whose monthly installments are honored by paying bills.

The speed of disbursement of the loan also depends very much on the amount that is requested and on the ability of the bank’s or financial company’s credit consultant to carry out the procedure and the preliminary investigation very quickly. By relying on loans changed online, the practices are usually much faster since speed is one of the peculiar and distinctive characteristics of the loans requested on the electronic channel. In general, for this type of loans assisted with the release of the bills of exchange, a timing between 24 and 48 hours is estimated starting from the date of acceptance of the loan, but obviously these are only estimates that must be assessed on a case by case basis. are confirmed by the credit institution.

What documentation to present?

What documentation to present?

Whether you decide to go to the credit channel of banks and financial companies or you go to the telematic channel, the documentation to be presented to speed up the financing procedure is the same and ascribable to the following:

  • employment contract (if private employee or public employee),
  • paycheck (if employed in the private or public sector),
  • pension slip (if retired),
  • copy of the tax return (if autonomous subject with VAT number),
  • identity card or other valid document,
  • fiscal Code,
  • utility bill to verify correct domiciliation,
  • assets of the applicant which are covered by the signature of the bills of exchange.

Who can I contact to get it?

Who can I contact to get it?

In addition to the online channel, you can benefit from a wide credit offer if you turn to Astro Finance, which allows you to find the best loan for your needs, even if you have been reported as a bad payer. The peculiarity of this loan is that it allows you to have small installments, repayable with the payment of bills up to a maximum of 60,000 USD. This loan assisted by the release of bills of exchange is also interesting for bad payers and protests: in less than 24 hours you can receive your credit by check or transfer to the current account.