Loans changed in 24 hours is it possible to find them on the credit and banking market? Absolutely yes, the offer has been so varied and expanded in recent times that consumers of credit can benefit from it in terms of reliability, security, speed and convenience of economic conditions. What are fast loans with bills? These are loans that can be obtained in a short time by signing bills of exchange, or debt securities, regularly stamped which perform the function of a payment instrument, guarantee and executive title. For bad payers, protests and foreclosed subjects who cannot find other ways to access the bank credit and financial companies channel, the loan with bills remains the only alternative and the only concrete way to follow in order to be granted a credit to make to meet urgent expenses or to carry out a project.
In 24 hours, is it possible?
Certainly, with the advent of the economic crisis and with the increasingly urgent nature that characterize the expenses and projects of private individuals and those of the business world, the offer of financial and credit products prepared by banks and financial companies has also due renewed over time with the evolution of personal and financial demand needs. The demand for loans with fast bills has seen an unprecedented increase in recent times and the future potential plays a major role.
The speed and ability to meet an urgency has become a key and strategic factor for credit operators to play the entire game with the credit consumer, trying to convince and satisfy them. Conquering the customer with the speed of being loaned out in less than 24 hours is certainly a strategy of great added value for companies in the credit sector and, at the same time, for the customer it is a surplus and a unique and loyal service.
The customer who receives a loan in 24 hours to meet his urgency or unexpected expense certainly remains satisfied, loyal and will turn, in the future, to the intermediary who has shown to keep his word to make free credit advice available, first-rate, fast, safe and specialized.
How do loans with fast bills work?
In essence, a fast loan with the signing of a promissory note is nothing more than a classic loan guaranteed by this title of credit, governed by the Law of change of the Royal Decree 1669 of 12/14/1933.
By virtue of this guarantee, the lending creditor institution in less than 24 hours after receiving the application from the potential subscriber, is more inclined and willing to grant the loan even if the applicant has had some problems and problems in the past payment or protest (maybe it appears to be registered in the register of bad payers or reported to the Crif as foreclosed or protested). Precisely for this reason, the signing of the promissory note protects the institution providing the financial capital more should the default of a defaulting debtor occur.
The speed in signing this form of loan lies in the fact that the routine checks on the creditworthiness and on the degree of reliability of the applicant are carried out with less severity and rigidity. Often and willingly, even a person deemed non-bankable can access the credit in a very short time, guaranteeing the credit with the signature of the executive title and with further guarantees, possibly required such as the ownership of a real estate property or the subscription of a surety policy.
What time frame does it take?
To answer this question, it is necessary to make a relevant distinction on the types of promissory notes that can be subscribed by an applicant: the first form consists in the signature of a single promissory note that acts as a guarantee for 100% of the loan, the second typology which consists in signing multiple bills of exchange, one for each monthly installment to be repaid. Obviously, in the first case, the time frame for the disbursement of the credit will be faster and more timely given that in the second case, the amortization plan must be approved and customized according to the different personal and financial needs of the subscriber. In practice, it works like a traditional personal loan, whose monthly installments are honored by paying bills.
The speed of disbursement of the loan also depends very much on the amount that is requested and on the ability of the bank’s or financial company’s credit consultant to carry out the procedure and the preliminary investigation very quickly. By relying on loans changed online, the practices are usually much faster since speed is one of the peculiar and distinctive characteristics of the loans requested on the electronic channel. In general, for this type of loans assisted with the release of the bills of exchange, a timing between 24 and 48 hours is estimated starting from the date of acceptance of the loan, but obviously these are only estimates that must be assessed on a case by case basis. are confirmed by the credit institution.
What documentation to present?
Whether you decide to go to the credit channel of banks and financial companies or you go to the telematic channel, the documentation to be presented to speed up the financing procedure is the same and ascribable to the following:
- employment contract (if private employee or public employee),
- paycheck (if employed in the private or public sector),
- pension slip (if retired),
- copy of the tax return (if autonomous subject with VAT number),
- identity card or other valid document,
- fiscal Code,
- utility bill to verify correct domiciliation,
- assets of the applicant which are covered by the signature of the bills of exchange.
Who can I contact to get it?
In addition to the online channel, you can benefit from a wide credit offer if you turn to Astro Finance, which allows you to find the best loan for your needs, even if you have been reported as a bad payer. The peculiarity of this loan is that it allows you to have small installments, repayable with the payment of bills up to a maximum of 60,000 USD. This loan assisted by the release of bills of exchange is also interesting for bad payers and protests: in less than 24 hours you can receive your credit by check or transfer to the current account.